What are Title Deeds?

What are Title Deeds?

Where are the Deeds to my property?

Day 5 #NCW2025 Tip for Residential Property

Many properties will now be registered so proof of your ownership including a plan will be held by the Land Registry and a copy of the register can be obtained at any time (there is a small fee). The Land Registry records are digital and they do not keep paper copies of the deeds.

The title register will give a title number for the property, say who owns it, whether there is a mortgage and also whether there are any restrictive covenants or obligations not to do certain things with the land and details of any easements which are rights over other land such as a right of way.

There are however still properties which have not been registered and in order to prove ownership you will need to produce the original paper copies of the deeds.  If the deeds have been lost then you can apply to the Land Registry to register ownership but it can be quite complicated to do so you should keep any original deeds in a safe place.  Your solicitor may be able to store these for you. In some cases, deeds are held by banks but this is usually only when they have a mortgage on the property and the deeds are unregistered

If you have the old paper deeds it is usually worth keeping these in case of any queries. In most cases these are of historical interest only but they can sometimes be useful as they may hold extra information about previous owners or about the boundaries

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